PennyGet paid in crypto.
Keep almost all of it.
Penny is the payment rail for businesses the banks won't touch. Supplements, vape, coaching, creators, international sellers: if card processors keep dropping you, Penny approves you instantly, and we only make money when you make money. Flat 0.99% per sale. That's it, and founding merchants lock that rate in for life.
Everyone approved, instantly
No KYC. No paperwork. No waiting for a bank to say no. Sign up and start taking payments in minutes.
We only get paid when you do
Free to join, no monthly fee, no setup cost. A flat 0.99% comes out of completed sales. If you don't sell, you don't pay.
No chargeback fraud
Crypto payments are final. Once a customer pays, the money is yours. No stolen-card reversals eating your margin.
Money hits your wallet instantly
Payments go straight to your own wallet the moment they clear. No holds, no 7-day settlement, no middleman sitting on your cash.
Start taking payments in three steps
Sign up free
Enter your business name and email. You're approved on the spot. No documents, no credit check.
Add your wallet
Tell us where to send your money. Paste your crypto wallet and you're ready.
Get paid
Add a "Pay with crypto" button to your store. Customers pay, the money lands in your wallet instantly.
Built for the stores that get told no
If a processor has ever closed your account, held your money, or asked for a reserve, you are who Penny is for. It works best where your customers already own crypto.
Research products and nootropics
Peptides, research chemicals, nootropics. Cards say no on principle; your customers already pay in stablecoins.
Supplements, kratom and vape
Constant processor churn and rolling reserves. Penny cannot drop you, because there is no underwriter to change their mind.
Digital services and privacy tools
Hosting, VPNs, domains, software, game keys. Your buyers prefer crypto and you would rather not run a payment server yourself.
Coaches, creators and international sellers
High-ticket digital products, subscriptions, and countries the big processors skip. No chargebacks, no country list, no waiting.
Selling cannabis? Use our sister service built for that industry, Pay Ganja.
Why merchants trust a service that never touches their money
Non-custodial, provably
Your customer pays your wallet directly. We hold no keys and no funds, so there is nothing to freeze, hold, or lose. Ever.
Paid means confirmed
An order is marked paid only after the network confirms it (one block on Bitcoin, twelve on Ethereum, five on Base). Unconfirmed transactions never count.
Every payment matched to one order
Each order gets a unique amount and each transaction is read individually, so two customers paying at once can never be confused.
Your account, guarded
Rate-limited logins, bot protection on every form, and an email the moment a payout wallet changes.
This is what a modern payment rail looks like.
Free. Instant. 0.99% flat, locked in for founding merchants. No banks, no KYC, no chargebacks.
Create your free account