Penny is the payment rail for businesses the banks won't touch. Supplements, vape, coaching, creators, international sellers: if card processors keep dropping you, Penny approves you instantly, and we only make money when you make money. Flat 2% per sale. That's it.
No KYC. No paperwork. No waiting for a bank to say no. Sign up and start taking payments in minutes.
Free to join, no monthly fee, no setup cost. A flat 2% comes out of completed sales. If you don't sell, you don't pay.
Crypto payments are final. Once a customer pays, the money is yours. No stolen-card reversals eating your margin.
Payments go straight to your own wallet the moment they clear. No holds, no 7-day settlement, no middleman sitting on your cash.
Enter your business name and email. You're approved on the spot. No documents, no credit check.
Tell us where to send your money. Paste your crypto wallet and you're ready.
Add a "Pay with crypto" button to your store. Customers pay, the money lands in your wallet instantly.
Free. Instant. 2% flat. No banks, no KYC, no chargebacks.
Create your free account